I was in my local grocery store and while browsing a shelf, I slipped on spilled yoghurt. I would like to claim compensation for injuring my knee but I am worried about the affect it will have on the store owners as I know them quite well. Is it worthwhile pursuing compensation for a ruptured ligament in a knee?

It is quite natural to feel apprehensive about claiming compensation for a ruptured ligament in a knee when a friend is believed to be the negligent party, however please bear in mind that the claim will be made against their insurance company and not the shop owners themselves.

It is recommended that you speak with a personal injury solicitor as soon as possible if you have any concerns about claiming compensation as they will most likely have dealt with similar claims in the past. They will also be able to evaluate your claim based on the circumstances surrounding the injury and advise if it is worthwhile pursuing a compensation claim.

You should note that the owners or their insurance company may approach you with a direct offer of compensation for a ruptured ligament in a knee in the aftermath of your accident. While it is advised that you should be wary of any such offer and refer it to your solicitor, it should still be welcomed as it means the third party are prepared to accept responsibility for your injury.

One of the first tasks your personal injury solicitor will carry out is calculating the potential amount of compensation you may be entitled to claim for your injury, they will take into account all the factors that may alter the amount you can claim including your sex, age and general state of health prior to the accident.

It is unlikely a direct offer of compensation will have the same calculations incorporated into the amount offered, therefore you may risk being undercompensated for your injuries if you accept compensation for a ruptured ligament in a knee from a negligent third party without first referring the offer to your solicitor.