We are currently moving buildings at work and while shifting filing cabinets I felt something in my ankle snap and believe I may have damaged ligaments. What procedure does compensation claims for a torn ligament in an ankle generally follow?
Successful compensation claims for a torn ligament in an ankle must prove that a third party was at least partially responsible for the accident and injury you sustained. In general there is a standard procedure that personal injury compensation claims should follow in order to give themselves a strong possibility of success.
In this instance it is likely your employer is the negligent party as they are responsible for the health and safety of their staff while they are at work. They have a duty of care to provide staff with a safe working environment and to ensure they are adequately trained in all health and safety measures.
Your first priority should always be your health when you have been injured in an accident and it is recommended that you seek immediate medical attention. Not only are you safeguarding your health but you are also ensuring that your injury cannot be trivialised by the negligent party’s insurance company as it could be deemed that your injury was not that serious if you failed to seek medical attention.
Once you have received adequate medical care you should speak with a personal injury solicitor. Successful compensation claims for a torn ligament in an ankle are usually supported by substantial evidence and a personal injury solicitor will have the expertise to advise what relevant pieces you should be seeking to obtain. Gathering contact details of witnesses, taking photographs of the cabinets and obtaining their weight could all prove useful in your claim. Many businesses today have CCTV cameras in operation for security purposes therefore it may be possible to obtain CCTV footage of your accident. It is also recommended that you make a record of the accident in your employer’s ‘Accident Report Book’.
If your employer’s insurance company believe their policyholder is to blame for the accident, they may approach you with a direct offer of compensation. Any such offer should be referred to a personal injury solicitor. Please bear in mind that insurance companies rarely have your best interests at heart and will seek to reduce the amount of compensation they must pay out on successful compensation claims for a torn ligament in an ankle which is why you should speak with a personal injury solicitor as soon as possible.